The workplace injuries statistics provided by the Australian Bureau of Statistics show all the most common work-related injuries that have occurred over the years. They also provide statistics on which industries are considered to have the highest and lowest risk of on-site injuries. If your own occupation is considered high-risk, it’s important to have some sort of disability insurance in place, so you’re prepared for any kind of injury.
If you’re injured on the job and are unable to work due to the severity of the injury, income protection insurance can help you maintain financial security during the recovery process. If you are the sole source of income for your household, whether you have dependents or not, it’s important to have income protection insurance. The benefit amount varies based on the policy and claim, but with income protection, the insurance company will pay up to 75% of your taxable income while you’re unable to work.
The income protection or disability income insurance policy you choose depends heavily on your own occupation. People who work in high-risk industries will likely have to pay higher premiums, but having income protection is crucial for these people because the risk of injury is so high. Whether it’s a short-term disability claim or a long-term disability claim, having disability insurance can help pay for future expenses your medical insurance may not cover.
These types of injuries are almost always the most common across all industries. They often caused by improper lifting or body mechanics while lifting heavy objects or performing repetitive tasks. Your workplace should have guidelines in place for safety practices, and they are required to provide you with the necessary training, tools, and machinery to ensure your safety. To protect yourself from these types of injuries that can occur over time, make sure you’re resting your body as often as possible, and perform stretches often.
Cuts can be the result of any number of accidental happenings on the job. If you’re in the food-service industry and have to handle sharp knives, if you work in a factory or on an assembly line, or you’re a contractor working at a construction site, any of these occupations can result in cuts and open wounds that vary in severity. Your employer must provide you with the proper tools and training to prevent these types of injuries.
A fall at work can result in several different injuries, many of which can be very serious. A fall can cause anything from cuts and bruises to fractures and dislocations. Your employer has an obligation to keep you safe from these types of injuries by ensuring your workspace is safe. Having the proper signage when floors are wet and having accessible walkways free from any hazardous obstacles or objects.
Falling from heights is less common, but it can be much more serious. If you’re working on any kind of elevated surface, whether it be a ladder or some type of machinery, be sure you and your employer are regularly checking the integrity of these surfaces. With the increased risk of working from heights, your employer’s obligation to keep you safe is even more important.
Contrary to popular belief, the majority of hernia cases are the result of repetitive motions or activities. Because they occur over time rather than in a singular traumatic event, hernias are easier to prevent than you may have previously thought. Proper lifting techniques should be in your workplace training and should be seriously enforced by your employer to prevent a hernia from developing.
Long hair, loose clothing, dangling jewelry, and even your finger; any of these can cause an equipment entanglement which can result in extremely severe injuries or even death. It’s crucial to have rules and safety regulations to avoid these types of injuries and accidents. Your employer should provide you with the necessary training and protective gear to ensure your safety on the job.